This tutorial was translated with PSP X2 but it can also be made using other versions of PSP.
Since version PSP X4, Image>Mirror was replaced with Image>Flip Horizontal,
and Image>Flip with Image>Flip Vertical, there are some variables.
In versions X5 and X6, the functions have been improved by making available the Objects menu.
In the latest version X7 command Image>Mirror and Image>Flip returned, but with new differences.
See my schedule here
French translation here
For this tutorial, you will need:
Material here
Tube Tocha24546
Tube DBK RED CARPET SERIES 9 by Katrina
278_paysage_p3_animabelle
Tube Fireworks-Gabry
Radyga-tube-015-150
Tube Newyear3
Tube año2016_nines
Mascara Empyt_1400x1050
Filtres:
consult, if necessary, my filter section here
Virtual Painter 4 here
AAA Frames - Foto Frame here

You can change Blend Modes according to your colors.
Open the mask in PSP and minimize it with the rest of the material.
1. Open a new transparent image 1000 x 650 pixels.
2. Set your foreground color to #740000,
and your background color to #d9d5d0.

3. Selections>Select All.
Layers>New Raster layer.
4. Open the tube 278_paysage_p3_animabelle - Edit>Copy.
Go back to your work and go to Edit>Paste into selection.
Selections>Select None.
5. Adjust>Blur>Gaussian blur - radius 25.

6. Effects>Plugins>Virtual Painter 4:
Oil Painting - Stucco (rough) - Material: all Normal.

7. Effects>Edge Effects>Enhance.
8. Edit>Paste as New Layer (the tube 278_paysage_p3_animabelle is still in memory).
9. Effects>Image Effects>Offset.

10. Open the tube Fireworks-Gabry - Edit>Copy.
Go back to your work and go to Edit>Paste as New layer.
Place
the tube to the top.
11. Selection Tool 
(no matter the type of selection, because with the custom selection your always get a rectangle)
clic on the Custom Selection 
and set the following settings.

12. Layers>New Raster Layer.
Change the opacity of your Flood fill tool to 40%,
and flood fill
the selection with your background color #d9d5d0.
13. Effects>Texture Effects>Blinds - foreground color #740000.

Selections>Select None.
14. Effects>3D Effec>Chisel - color white.

Change the Blend mode of this layer to Overlay.

15. Layers>Duplicate.
Image>Mirror.
16. Custom Selection 

18. Layers>New Raster layer.
Set the opacity of your Flood Fill tool to 100,
and flood fill
the selection with your background color #d9d5d0.
19. Effects>3D Effects>Inner Bevel.

Selections>Select None.
20. Layers>Merge>Merge visible.
21. Image>Canvas size - 1000 x 800 pixels.

22. Layers>New Raster Layer.
Flood Fill
with your background color #d9d5d0.
23. Layers>New Mask layer>From image
Open the menu under the source window and you'll see all the files open.
Select the mask Empty_1400x1050:

Layers>Merge>Merge group.
Layers>Arrange>Send to Bottom.
24. Layers>New Raster Layer.
Layers>Arrange>Send to Bottom.
Flood Fill
with your foreground color #740000.
25. Activate the top layer.
Open the tube DBK RED CARPET SERIES 9 - Edit>Copy.
Go back to your work and go to Edit>Paste as New layer.
Image>Resize, to 70%, resize all layers not checked.
26. Effects>Image Effects>Offset.

27. Open the tube Newyear3 - Edit>Copy.
Go back to your work and go to Edit>Paste as New layer.
Place
the tube to the left side.
28. Open the tube año2016_nines - Edit>Copy.
Go back to your work and go to Edit>Paste as New layer.
Place
the tube to the left side.
29. Open the tube Radyga-tube-015-150 - Edit>Copy.
Go back to your work and go to Edit>Paste as New layer.
Place
the tube to the bottom left.
30. Open the tube Tocha24546 - Edit>Copy.
Go back to your work and go to Edit>Paste as New layer.
Image>Resize, 1 time to 80% and 1 time to 90%, resize all layers not checked.
Place
the tube to the right side.
31. Effects>3D Effects>Drop Shadow, color black.

32. Layers>Merge>Merge visible.
33. Effects>Plugins>AAA Frames - Foto Frame.

34. Image>Add borders, 2 pixels, symmetric, color white.
35. Sign your work and save as jpg.

If you have problems or doubt, or you find a not worked link, or only for tell me that you enjoyed this tutorial, write to me.
27 Decembre 2015