This tutorial was translated with PSPX3 but it can also be made using other versions of PSP.
Since version PSP X4, Image>Mirror was replaced with Image>Flip Horizontal,
and Image>Flip with Image>Flip Vertical, there are some variables.
In versions X5 and X6, the functions have been improved by making available the Objects menu.
In the latest version X7 command Image>Mirror and Image>Flip returned, but with new differences.
See my schedule here
French translation here
Your versions here
For this tutorial, you will need:
Material here
Tube calguisBZen01052015 by Guismo
Tube MR_African_Man by Maryse
Tube DBK DECOR-006 by Katrine
Plugins
consult, if necessary, my filter section here
Filters Unlimited 2.0 here
FM Tile Tools - Saturation Emboss here
VM Toolbox - Radial Mosaic here
VM Distortion - Broken Mirror here
AAA Frames - Foto Frame here
Filters VM Toolbox and VM Distortion can be used alone or imported into Filters Unlimited.
(How do, you see here)
If a plugin supplied appears with this icon
it must necessarily be imported into Unlimited

In the newest versions of PSP, you cannot find the foreground/background gradient ou Corel_06_29.
You can use the Gradient folder of Corel X that you can find here
1. Open a new transparent image 1000 x 650 pixels.
2. Set your foreground color to #edc191,
and your background color to #a97a4d.

3. Set your foreground color to a Foreground/Background Gradient, style Linear.

Flood Fill
the transparente image with your Gradient.
3. Effects>Plugins>Filters Unlimited 2.0 - VM Toolbox - Radial Mosaic.

4. Effects>Edge Effects>Enhance More.
5. Open the tube DBK DECOR-006 - Edit>Copy.
Go back to your work and go to Edit>Paste as new layer.
6. Effects>Plugins>Filters Unlimited 2.0 - VM Toolbox - Radial Mosaic

7. Effets>Modules Externs>FM Tile Tools - Saturation Emboss, default settings.

8. Effets>Effets 3D>Drop Shadow, color black.

9. Edit>Paste as new layer (the tube DBK DECOR-006 is still in memory).
Image>Resize, to 80%, resize all layers not checked.
10. Effects>3D Effects 3D>Drop Shadow, same settings.

11. Effects>Image Effects>Offset.

12. Set your foreground color to #383707.
Layers>New Raster Layer.
Flood Fill
the layer with your foreground color #383707.
13. Selections>Select All.
Selections>Modify>Contract - 5 pixels.
Press CANC on the keyboard 
Selections>Select None.
14. Layers>Merge>Merge visible.
15. Edit>Copy.
16. Image>Resize, to 80%, resize all layers not checked.
17. Image>Canvas Size - 1000 x 750 pixels.

18. Layers>New Raster Layer.
Layers>Arrange>Move down.
Selections>Select All.
Edit>Paste into Selection.
Selections>Select None.
19. Adjust>Blur>Radial Blur.

20. Effects>Plugins>Filters Unlimited 2.0 - VM Distortion - Broken Mirror

21. Set your foreground color to #edbf6f.
Layers>New Raster layer.
Layers>Arrange>Move Down.
Flood Fill
the layer with your foreground color #edbf6f.
22. Adjust>Add/Remove Noise>Add Noise.

23. Activate the top layer.
Open the tube calguisBZen01052015 - Edit>Copy.
Go back to your work and go to Edit>Paste as new layer.
Image>Resize, 2 times to 80%, resize all layers not checked.
Move
the tube to the left side.
24. Effects>3D Effects>Drop Shadow, color black.

25. Open the tube MR_African_Man - Edit>Copy.
Go back to your work and go to Edit>Paste as new layer.
Erase the watermark.
Image>Resize, to 80%, resize all layers not checked.
Move
the tube to the right side.
26. Effects>3D Effects>Drop shadow, same settings.
27. Open the text African_ac - Edit>Copy.
Go back to your work and go to Edit>Paste as new layer.
Place
the text as you like.
28. Layers>Merge>Merge visible.
29. Effects>Plugins>AAA Frames - Foto Frame.

30. Image>Add borders, 2 pixels, symmetric, color #3e3c20.
31. Sign your work and save as jpg.

If you have problems or doubt, or you find a not worked link, or only for tell me that you enjoyed this tutorial, write to me.
25 June 2016